Florida Retirement System Podcast
The Florida Retirement System Podcast is designed to explain the options and choices that Florida public employees have from when they start working all the way through retirement. Your host Don Anders is the CEO and co-founder of Anders Retirement & Investment Advisors and has helped over 2,000 FRS employees navigate their options and retire on their terms.
We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Securities and advisory services offered through Madison Avenue Securities, LLC. Member FINRA/SIPC and a Registered Investment Adviser. Anders Retirement & Investment Advisors and Madison Avenue Securities, LLC are not affiliated companies.
Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. Anders Retirement & Investment Advisors is not affiliated with, or endorsed by, the Florida Retirement System or any other governmental entity.
Episodes
52 episodes
Pros and Cons of Rolling DROP into the FRS Investment Plan (YouTube Excerpt)
If you're in the Florida Retirement System DROP Program and you're thinking about rolling over your FRS DROP money into FRS Investment Plan with Ernst & Young, we recommend that you watch this video first to learn about the Pros and Cons of...
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18:51
The Importance of Wills & Trusts in Retirement (Youtube Excerpt)
It's everyone's favorite topic: estate planning. Okay, so likely not, however, it is something that does need to be discussed and be a part of your retirement plan. In this video, Don goes over the importance of having a will and trust and how ...
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11:27
The 5 Needs of Money: Liquidity
Income, Safety, Growth...what's next? Some people want to keep their money available as cash; ready to use. This is called liquidity. As our video series continues, Don discusses the next need of money: liquidity.
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4:43
The 5 Needs of Money: Growth
Income, Safety, what's next? As part of this video series, Don covers the 5 Needs of Money. In this video, Don discusses the next need: Growth.
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3:52
The 5 Needs of Money: Safety
After covering Income in our previous video, Don goes through the next need of money: Safety.
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4:42
The 5 Needs of Money: Income
The 5 needs of money, what are those? After many appointments and talking with several clients, Don has come up with what he believes are the 5 Needs of Money. In this video series, we will break down all 5 of those needs, starting with Income....
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8:56
The Benefits of Dividends in Retirement
Having diversity within your retirement portfolio can be beneficial. Some retirements pay out dividends and do reinvestments. In this video, Don discusses the benefits of dividends within your accounts, and how it can work best for you.
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6:56
Florida Retirement System Employees: Review Your 403b
Are you apart of the Florida Retirement System? Do you have a 403b retirement plan? Now is a great time to review your 403b. We invite you to schedule a complimentary phone consultation with one of our advisors to do an analysis of your plan an...
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6:18
Should You Exit DROP Early?
Should I stay or should I go? Like many FRS employees, that's a statement you've likely said before. You probably have worked for many years and as you are approaching your full retirement age, you might consider leaving early for a multitude o...
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6:45
Market Based Accounts for Florida Retirement System Employees (Late-2023 Update)
Dividend accounts, bond funds, cryptocurrency...which is the best option for you? Of course, each person and situation is unique, but in the third and final part of this video series, Don discusses the benefits of using market-based accounts wi...
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9:08
2023 Fixed Indexed Accounts for FRS Employees
As the stock market gets more volatile, many people seek lower-risk investments for their retirement money or FRS DROP Rollovers. In part two of this video series, Don discusses the types of Fixed Indexed accounts he likes that offer principal ...
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5:02
2023 Fixed Accounts Options for FRS Employees
As the stock market gets more volatile, many people seek lower-risk investments for their retirement money or FRS DROP Rollovers. In part one of this three-part video series, Don Discusses the 3 types of accounts he likes that offer principal p...
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8:24
Should You Wait to Enter FRS DROP / Florida Retirement System DROP Enter Deadline
If you're considering entering the FRS DROP Program, you can now defer entering for as long as you'd like and there is no deadline to enter into the Florida Retirement System DROP Program. In this episode, Don Anders discusses what...
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10:08
Should You Put Your DROP Money Into A Bonus Annuity?
In this episode, Don Anders gets into what a Bonus Annuity, or what some insurance salespeople call the DROP Bonus Program, really is and the pros and cons of these Bonus Annuities. -------------------Visit our website and soci...
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8:29
Is it Time to Review Your Old Annuity? / Take advantage of 2023 interest rates
To book an appointment with one of our advisors you can click here: https://calendly.com/andersfinancial/review-your-annuityIf you have an Annuity or CD that was purchased prior to 2022, you may want to sit down and review your options....
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7:55
Florida Unused Sick Leave and PTO: Special Pay Plans Explained
Some participants of the Florida Retirement System see that their unused sick leave gets added to an account automatically. How does that work? What options do you have? In this episode, Don Anders discusses the intricacies and nuances of those...
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8:36
How Much Risk Should You Take With Your DROP and Retirement Money?
Do you know your risk tolerance? Is your risk tolerance the same as when you started your investments? In this episode, Don Anders describes what risk is, and how your risk changes over time, and goes through a screen share utilizing software t...
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11:46
Working with Anders Retirement & Investment Advisors
When it comes to your retirement, you want to choose an advisor that works in your best interest and one that you can trust with your hard-earned money. In this video, Don Anders discusses what it is like working with Anders Retirement & In...
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20:18
2023 Florida Retirement System C.O.L.A Updates
Cost of living adjustment, aka, COLA. Many Florida Retirement System participants have had questions regarding COLA in regards to SB 7024 being signed. In this video, Don Anders discusses how COLA works, the most recent changes, and changes you...
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4:52
6 Reasons You Might Choose The Investment Plan vs Pension Plan for FRS Participants
Investment Plan vs Pension Plan. Pension Plan vs Investment Plan. Which one is right for you? In this video, Don Anders discusses 6 reasons why you might select the investment plan, rather than the pension plan, as a Florida Retirement System p...
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17:55
FRS DROP Interest Rate Increase
With the recent changes to the FRS, many have wondered how their retirement will be impacted by the new investment plan rate increases. In this video, Don Anders does a screen share utilizing Investor.Gov to illustrate how those rate increases ...
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14:00
FRS SB 7024 - FAQs
On June 5th, 2023, Florida Governor Ron DeSantis signed SB 7024, thus making changes to the Florida Retirement System. In this video, Don Anders is covering some of the frequently asked questions we have received to help clarify some of these c...
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10:59
2023 FRS Investment Plan Contribution Changes
As of July 1st, 2023, Ron DeSantis signed a bill that make changes to the Florida Retirement System. In this video, Don Anders discusses the changes that impact the investment plan. For those who are a part of the investment plan, you will be s...
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3:48